Dear customer,

Thank you for being a Raiffeisen Premium Banking customer.

We wish to constantly improve the offer we place at the disposal of our customers. Thus, during the next period we will make a series of amendments in relation to the agreements that you entered into with Raiffeisen Bank for the provision of products and services, in accordance with the legal terms.

The main amendments covered by this notice target the Premium Banking products and services package:

Introducing the Gold credit card, with zero administration fee for life under the contractual terms, payments through direct automatic debiting, unlimited and free of charge, free accident insurance worth EUR 10,000, cash withdrawal commissioning at Epos in Bank agencies, concurrently with increasing the limit of cash withdrawal from ATM Raiffeisen Bank up to RON 10,000.

Amending the monthly administration fee for the Premium Banking package from RON 40 to RON 60. The present criteria for granting zero monthly fee shall remain unchanged.

In the documents attached hereto you shall find details of all the amendments made, the effective dates thereof, as well as information for the case in which you do not agree with the amendments proposed. If you cannot download or view the attachments, please find all documents here or in any Raiffeisen Bank agency.

For support, please contact your personal banker, any Raiffeisen Bank branch or the telephone line dedicated to Premium Banking customers, by calling: 0800 811 111, Telekom Romania network toll free or 0214082811, regular-rate phone number, available from any telephone network.

The list of documents:


Notice of contractual amendments targeting Raiffeisen Bank Retail products
and services


Annexe 1 - Amendments of Clauses put forth under the Retail Banking General Conditions (CGBPF)


Form for the information provided to Retail and Corporate Raiffeisen Bank
depositors


Your partner,
Raiffeisen Bank



www.raiffeisenpremium.ro
0800 811 111
www.raiffeisen.ro
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Toll free number in Telekom Romania network

Raiffeisen Bank S.A. Headquarters Sky Tower Building, 246 C Calea Floreasca, District 1, Bucharest Postal code 014476 Romania Phone: +4021 306 1000 Fax: +4021 230 0700 Email: centrala@raiffeisen.ro www.raiffeisen.ro Unique Registration Code 361820 Trade Registry No. J40/44/1991 Banking Registry No. RB-PJR-40-009/1999 FSA Decision No. A/75/30.01.2014 amended by FSA Decision no. A/239/27.03.2014, registered in FSA Public Registry under no. PJR01INCR/400009 Fiscal registration code RO361820 Share capital Lei 1.200 mil Company administrated in dualist system BIC RZBRROBU Raiffeisen Direct: *2000, standard call rates apply to Vodafone, Orange, Telekom Romania Mobile networks.